Rent guarantee insurance can be purchased exclusively on our website. Please visit our Rent Guarantee Insurance page.

The easiest and the quickest way to purchase a Rent Guarantee Insurance id to do it online. We cannot provide you with any advice, and we are not selling this product over the phone. 

THS Group Limited, trading as TheHouseShop, is an appointed representative of ITC Compliance Limited, authorised and regulated by the Financial Conduct Authority (their registration number is 313486) and is permitted to advise on, and arrange general insurance contracts and acting as a credit broker, not a lender.
We can introduce you to a limited number of finance providers and may receive differing commission levels from each of them for the introduction. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.

Many landlords rely on their rental income to pay important bills like their mortgage. 

You can take out rent guarantee insurance at the start of a new tenancy or during a tenancy when replacing from another policy. Even the best tenants can find themselves in unexpected circumstances, where they may be unable to pay their rent.

IMPORTANT NOTICE: You cannot take out a rent guarantee insurance policy in the middle of a tenancy where you don’t have a previous policy.

The exact amount you pay will depend on your rental income and any specific additional features you want. However, broadly speaking, this rent guarantee insurance policy can cost as little as £15 per month. Click on the Get Instant Quote button to get started.

All our prices are inclusive of IPT (Insurance Premium Tax).

It is a requirement of the policy that you need to take all reasonable steps to avoid and prevent any claims; Therefore, in addition to credit and ID checks on each tenant, we (the distributor) require the following conditions to be met before purchasing this product:

A tenant reference must have been obtained for each tenant (or their guarantor) from a licensed referencing company, before the start of the tenancy agreement or this policy, whichever is later, that shows an overall 'Pass' rating.

Affordability checks must be carried out on the tenant (or their guarantor) by the purchaser or a licensed referencing company, which confirms that they have the reasonable means to pay the rent, i.e. that their income, or combined income for tenancies with multiple tenants, is sufficient to pay the agreed rent in full.

Read more: Do You Need Tenant References to Take Out Rent Protection Insurance?

If you need to claim against our Rent Guarantee Insurance Policy, go to Arc legal website. 

You will need to have any evidence of non-payment and copies of the appropriate paperwork to start your claim - but don't worry, an advisor will be able to talk you through the process.

You can download the Claims flow chart attached to this article to figure out how the process works.

This rent guarantee insurance provides cover for up to £100,000 of legal expenses to help with the costs of evicting a tenant. We can also provide access to expert legal advice from specialist lawyers to ensure that you evict your tenants as quickly and easily as possible.