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Renters Insurance

Protect your belongings

What can be insured:

  • Accidental damage to the landlord’s property
  • Visitor’s belongings
  • Employee injury liability
  • Mobiles and pedal bicycles
  • Belongings away from home
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Zero to pay for the first 2 months1

Tenants Liability Cover £11.20 per month 2

Provides protection against accidental damage to the landlord’s property.
  • Liability Cover£5K

Contents and Liability Cover from £13.69 per month 2

Cover for loss or damage to your own belongings and to the landlord’s property.
  • Liability Cover£10K
  • Contents Cover
  • Visitor’s belongings£1K
  • Accomodation fees£10K
  • Occupiers liability£2m
  • Employee injury liability £10m
  • Optional Cover
  • Full accidental damage cover
  • Worldwide belongings cover
For further terms and conditions relating to this policy, please refer to the Insurance Product Info Document and Policy Booklet
Enter your details and choose the level of cover you need.
Review the quote and the eligibility criteria.
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Protect your belongings

The contents insurance covers against Fire, theft, malicious damage, vandalism, storm, and flood. You also have the option to cover for items such as mobile phones and peddles bicycles.
Flood
Vandalism
Theft
Storm
Fire
Damage

Zero to pay for the first two months when you buy contents insurance1

What is Renters Insurance?

Renters insurance is designed to offer protection to people who live in rented properties. Accidents happen and you could be putting your deposit at risk if you don’t take out specialist cover designed for tenants.

Tenants Liability Cover

No matter how careful we are, accidents in the home can happen at any time. When the property belongs to you, the cost will ultimately fall on you which is expected.

Tenants are liable for the costs of any accidental damage they’ve caused to the landlord’s property. ...more

Contents and Liability Cover

It’s easy to underestimate the full value of all your possessions. Mobile phone, jewelry, TV and clothes are just some of the items that could cost you thousands of pounds to replace. ...more

Full accidental damage cover

An optional extension that covers against unexpected damage which happens suddenly and has not been caused on purpose or inevitably, such as spilling wine on your sofa.

Worldwide belongings cover

An optional extension that provides cover for accidental damage or loss of belongings that you normally wear, use or carry when in and away from the home, such as gadgets, pedal cycles and mobile phones, anywhere in the world.

What is not included?

General exclusions

  • No cover is provided for any loss caused by damage from wear and tear, depreciation, rot, vermin, or anything which happens gradually.
  • Events that occur before the insurance start date.
  • Loss or damage resulting from the property being used for illegal activities.

Liability Cover

  • Cover for your belongings in home
  • Cover for your belongings when worn or carried away from your home

Contents

  • Theft or attempted theft claims from the home, unless force or violence is used to get in or out of the home.

Optional Cover

  • Full accidental damage cover
  • Damage to pedal cycles or mobile phones (these items can be covered under Worldwide Belongings).
  • Damage to sports equipment whilst in use.
  • Worldwide belongings cover
  • Loss or damage occurring outside of the United Kingdom if you have spent more than 60 days in total away from this country during the current period of insurance.
  • Damage to sports equipment whilst in use.


This product is eligible only for UK residents over 18 years old

For further terms and conditions relating to this policy, please refer to the Insurance Product Info Document and Policy Booklet

Frequently asked questions